The Nigerian UBA Africard has a Daily, Monthly, and also Yearly transaction limit on its Visa prepaid card.
Are you interested in learning what the maximum spending limit of your UBA Africard is?
In a few minutes, we will be working you through the “Nigerian UBA Africard Transaction Limits: Daily and Monthly Africard Spending Limits“.
Just in case you need a quick brush up on what UBA Africard is all about;
We have published deep research on everything you need to know to about the UBA Africard in these articles;
- What is UBA Africard? Everything you Need to know before Getting One
- Easiest Way to get UBA Africard & Activate it Instantly [Ultimate Guide]
- Simple UBA SWIFT (BIC) code: What is it and Everything You Need to know
Must Read: UBA Africard Requirements in Nigeria: Documents & Everything You Need
Who is this UBA Africard publication for?
Finding out about our knowledge-packed blog, simply means you are one of many people who have been asking questions about the UBA Africard.
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Therefore this article will cut across topics such as:
- What is UBA Africard?
- How to get the UBA Africard
- Daily spending limit of UBA Africard.
- Monthly spending limit of UBA Africard.
- Yearly spending limit of UBA Africard.
Key Takeaways
- UBA Africard is an African prepaid Visa Card.
- UBA Africard can be easily connected to your PayPal withdrawal system.
- UBA Africard can be used for any online transactions (sending, receiving, and withdrawals).
It is worth knowing that the UBA Africard was created specifically for the purpose of making and accepting online payments.
Individuals who possess the UBA Prepaid Visa card are allowed to use it to pay for online services or even to purchase items from online retailers, whether they are located in the seller’s country or in their home country.
Consider the possibility of utilizing the UBA Africard to make offline payments by withdrawing cash at your leisure.
Do you know that the UBA Africard does not really have a direct connection to your financial accounts?
It can serve as a Standalone account of its own.
Whether you want the popular UBA account or not, you can still have a UBA Africard account.
It’s now a current fact that in Nigeria, the UBA Africard is the best prepaid Visa card you can get your hands on.
Additionally, you can shop on international websites such as Amazon, eBay, BestBuy, Alibaba, and a slew of other options.
See this: PayPal: Complete List of Countries/regions with the Ability to Send & Receive Payments
What is the Transaction Limit of the UBA Africard In Nigeria
The UBA Africard operates in the same way as any other prepaid or virtual Visa card would operate.
Since it is powered by e-wallet systems that are overseen by commercial banks such as the UBA.
We should discuss the restrictions that are enforced when using the UBA Africard, whether in Nigeria or elsewhere in the world.
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Daily spending limit of UBA Africard
The daily transaction limit on the UBA Africard is $200.00, this means you can withdraw, send or pay for products and services of up to $200.00 daily.
It has an advantage over the normal Nigerian daily transaction limit which is a total of $100.00
In this aspect, we will probably pick the UBA Africard over the other Nigerian Debit cards.
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Monthly spending limit of UBA Africard
The Monthly spending limit of the UBA Africard is a total of $2,000.00, this means you can withdraw, send or pay for products and services of up to $2,000.00 monthly.
We have reasons to believe that in time, the monthly transaction limit of the UBA Africard will be lifted.
We are sure this monthly upgrade will come sooner than expected.
See this: How to become a Website Developer [Guide for beginners]
Yearly spending limit of UBA Africard
The Monthly spending limit of the UBA Africard is a total of $10,000.00, this means you can withdraw, send or pay for products and services of up to $10,000.00 yearly.
As we earlier mentioned, we still have reasons to believe that the monthly and yearly limit of the UBA Africard will be lifted, click here.
UBA Africard Spending Limit
Every year, the UBA Africard is limited to a total amount of 10,000 dollars in value.
The UBA Africard Account does not really operate the way normal Bank accounts operate, there are basically two ways to fund the UBA Africard.
That is via, over-the-counter in UBA offices or via the UBA mobile Application.
You should also be aware that the United Bank of Africa can only provide help to your UBA Africard during business hours, from 8 a.m. to 4 p.m. on working days only.
That is, from Monday to Friday, and possibly from 8 a.m. to late in the afternoon on Friday for some selected branches in Nigeria.
Due to the fact that it is backed and secured by VISA, one of the world’s largest payment processors, the UBA Africard is safe and secure to use for both online and POS transactions.
Let’s say you traveled to another country for education or simply to see what the world has to offer.
You can be confident that you will be able to make free foreign ATM withdrawals using your UBA Africard.
You will still be able to use them while you are in another country, unlike other Nigerian debit cards.
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How Much Is The UBA Africard
Before applying for an Africard from UBA, you must ensure that you have a minimum of 5,000 Naira in your possession.
Although, you do not need up to that amount.
But you know the saying;
It’s better it’s more than enough than it’s not enough
So as to avoid “double waka”, as our Nigerian friends will always say.
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Quick Recap on Nigerian UBA Africard Transaction Limits
Many online small company owners, particularly digital marketers, freelance writers, and bloggers, are unable to accept and make payments easily online.
The difficult thing is that the techies who figured out a means to create a PayPal account that can receive and transfer PayPal payments (through Family and friends FNF or Goods and services GNS), couldn’t really withdraw their earnings directly to their bank accounts.
That’s where the UBA Africard comes into play.
UBA Africard is simply a prepaid debit card provided by UBA (United Bank for Africa).
It is widely accepted for all online purchases globally (POS, sending, receiving, and withdrawal processes).
Below is a link that will teach you the Easiest Way to get your UBA Africard & Activate it Instantly.
If for certain reasons, you are not able to find what you hoped you will find. Kindly drop a comment in the comment section below and we will immediately point you in the right direction.
However, you can use the search below; for quick navigation, we wish you a happy discovery phase!
See what others are reading:
- PayPal: Complete List of Countries/regions with the Ability to Send & Receive Payments
- Simple UBA SWIFT (BIC) code: What is it and Everything You Need to know
- 2023 PayPal Report: Did PayPal Block UBA Africard?
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Please can you be specific because we have naira and dollars prepaid card and 2 of them differs in monthly and yearly spending